Perks & Loyalty HQ
A quick-start guide to lounges, card perks, and status tricks — so you don't leave value on the table.
Lounge Access Cheatsheet
- Amex Platinum: Priority Pass (select), Delta Sky Club (when flying DL), Centurion Lounges.
- Chase Sapphire Reserve: Priority Pass (lounges + select restaurants).
- Capital One Venture X: Capital One Lounges + Priority Pass.
Elite Shortcuts
- Match & challenge windows appear seasonally — check your airline & hotel portals.
- Book below‑budget fares and stack rewards — some programs bonus sub‑policy bookings.
Smart Add‑ons
- Travel insurance: add medical + trip delay buffers on long itineraries.
- Cell data: eSIM saves time vs. airport SIMs; set up before you fly.